Terms of Use
Effective date: 01 February 2026
These Terms govern use of merchantuk.com (“Merchant UK”). By using this site you agree to these Terms.
Plain-language summary: This site is a reference ledger. It is not advice. Use it for information and verify anything important independently.
Purpose of the site
Merchant UK provides dictionary-standard definitions and explanatory material about merchant banking, payments, and financial infrastructure.
No advice
Nothing on this site constitutes legal, financial, investment, tax, or professional advice. You should obtain advice from a qualified professional for your situation.
Accuracy and updates
We aim to keep content accurate and current, but we do not guarantee completeness or that content is free from errors. We may update pages without notice.
Permitted use
You may:
- Read and use the site for personal or educational purposes
- Share links to pages
- Quote short excerpts with attribution and a link
Restricted use
You may not:
- Republish full pages as your own content
- Copy or reproduce site content for commercial use without permission
- Use the site in a way that disrupts availability or security
Third-party links
We may link to third-party resources for reference. We do not control their content and are not responsible for it.
Liability
To the maximum extent permitted by law, Merchant UK is not liable for loss or damage arising from use of this website.
Governing law
These Terms are governed by the laws of England and Wales.
Contact
If you need to contact Merchant UK about these Terms, use the Contact page.